Loans
Columbine’s lending team is here to help you find the right solution to fit your needs. We’re dedicated to making your borrowing experience as smooth and easy as possible. Apply online, or stop by a Columbine branch for fast, friendly and professional service.

New and Used Autos

Credit Cards

Home Loans

Personal Loans

Loan Calculator

New & Used Autos –

New Autos

  • 100% financing available
  • Flexible terms up to 84 months
  • Competitive rates

Used Autos

Columbine FCU has partnered with Enterprise® Car Sales to offer you a seamless purchase experience with financing options to fit your needs. Get started by checking out their inventory here!

Be in the know!

  • Research the latest new car prices, deals, used car values, specs and more. https://www.nadaguides.com/
  • Another benefit of being a Columbine member, discounted rates on insurances. We’ve partnered with TruStage Insurance to provide you value, expertise and excellent services. Get a complimentary quote today.

Stop by our branch to learn more:

Main Branch
4902 E Dry Creek Rd.
Centennial, CO 80122

Legal: APR= Annual Percentage Rate. Rates are subject to change without notice. All loans require application and approved credit. The APR and terms for which the member qualifies will be provided upon approval of completed loan application. APR dependent on term and borrower’s credit history. Rates and terms are subject to amount of funds borrowed, year and value of vehicle, and length of loan. Member must meet specific credit qualifications.
Person driving a car

Motorcycle & Powersports Loans

The next adventure is waiting for you! Life is short, enjoy it. Competitive rates and terms available up to 84 months.
Another benefit of being a Columbine member, discounted rates on insurances. We’ve partnered with TruStage Insurance to provide you value, expertise and excellent services. Get a complimentary quote today.
man driving on a motorcycle with sunset in the background
credit card machine

Credit Cards –

Visa® Black

Put the purchasing power of a Visa® Black credit card in your hands and cash in your pockets with our new Cash Back Rewards card. You’ll earn 0.50%* cash back on all your purchases.

Enjoy competitive low rates, generous credit lines and:

  • No annual fee
  • No transaction fees on cash advances
  • No balance transfer fee
  • No over- the-limit fees
  • 25- day grace period on purchases
  • Convenience of worldwide acceptance
  • Security with Visa®’s multiple levels of protection
  • Emergency cash disbursement and in-house card replacement

Keep an eye out for text alerts.

We’re providing an extra layer of security to our Columbine cardholders. When suspicious activity is detected on your account, you’ll receive a text message alerting you to the transaction giving you the option to approve or deny.
 
This is a free service provided to members free of charge to help protect your money. 

*0.50% in cash back will be accrued monthly and disbursed annually on November 1. Maximum earnings of $500 annually. 

Visa® Premier

Establish or rebuild your credit with a Visa® Premier credit card.

With Columbine’s Visa® Premier, you’ll pledge a minimum amount that you already have on deposit in your Share Account. Then, that amount becomes your credit limit. Best of all, you still earn dividends in your Share Account at the same time!

  • Low annual fee
  • Low interest rate
  • Still earn dividends

Home Loans –

Mortgages

Buying a home might be the single most important, most expensive investment you’ll ever make. To make your dream of buying a home easier, Columbine has partnered with Pivot Lending Group to help that dream become a reality.

The expert advice you’ll receive, along with great rates, flexible terms, and various loan options, will help make the home loan process easier; dare we say enjoyable? So, when you’re ready to shout “Door’s open, come on it” from your own home, call us — it’s the first step toward an affordable home loan.

Mortgage and refinancing options include:

  • Fixed rate mortgages for 10, 15, 20- and 30-year terms
  • Adjustable rate mortgages with initial fixed rates for the first 5 years
  • VA/FHA mortgages
  • Reverse mortgages
Visit https://www.pivotlending.com/ to view rates, apply or pre-approve today. There’s even a Knowledge Center complete with articles, explanations and calculators to help you feel confident as you begin your home loan process.
Living room of a home with couch and windows
Pivot Lending Group logo

Home Equity Line of Credit

Projects. Love them.
Kids. Educate them.
Big events. Relax, enjoy them.

A Home Equity Line of Credit (HELOC) can make those things easier and help pay for things like home improvements, tuition, repairs, weddings or any other significant purchase.
You’ve worked hard for your home, now let your home work for you. A HELOC from Columbine allows you to borrow money as you need it, and, you’ll only pay interest on what you borrow – not the whole available line.
  • Interest only accrues on what you borrow
  • Easily access your Line of Credit through Online Banking, or at the branch
  • Interest could be tax deductible- check with a tax advisor

For Fixed Rate Home Loans, please visit our partner Pivot Lending Group to view rates or apply.  There’s even a Knowledge Center complete with articles, explanations and calculators to help you feel confident as you begin your home loan process.

Call (720) 283-2346 to get started.

Wondering how much equity you might have available? Discover the value of your property with ValueCheck. Type in your street address – there’s no need to enter city, state or zip code.

Another benefit of being a Columbine member, discounted rates on insurances. We’ve partnered with TruStage Insurance to provide you value, expertise and excellent services. Get a complimentary quote today.

home
personal loans

Personal Loans –

Life can be unpredictable and sometimes bring unexpected expenses into the mix. We’re here to help. Columbine offers personal loans to address your needs with fixed rates and fixed monthly payments for those times you need a little extra cash.

  • Use it for any purpose – the unexpected, other bills, even travel – literally whatever you need!
  • Get the lowest possible fixed interest rate
  • Terms up to 72 months
person writing on paper with laptop and phone

Share & Certificate Secured Loans

Whether you’re trying to repair or establish credit, Columbine allows you to borrow against what you have already on deposit with a Share or Certificate Secured Loan.

  •  Use it for any purpose— just like a personal loan
  •  Get the lowest possible fixed interest rate
  •  Terms up to 84 months
  •  Continue to earn interest on what’s on deposit
person protecting pin on atm

Overdraft Protection

Overdraft Protection will automatically cover whatever you overdraw from your checking account. And, the interest you pay is typically less than an Overdraft fee.

  •  Easy, online application
  •  Flexible borrowing
  •  Instant approvals
  •  Pay back only what you borrow—not the approved amount
  •  Conveniently access through Online Banker, checks, or at the ATMs.

Loan Calculator

Enter the term, rate, and either the payment or loan amount. The other will be calculated for you.

Loan Amount: $
Payment: $
Annual Percentage Rate: %
Length of Loan:
in:

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