Columbine Checking Accounts

Life is full of choices. When it comes to how you spend, Columbine keeps things simple with checking accounts that meet you and your needs right where they are.

Personal Checking

A one-size-fits-all checking that’s actually free. No hidden fees or extra requirements to qualify. Every dollar counts, so we’ve made it easy for you to spend or hold on to your money.

Personal Checking Features

No Minimum Balance
No Monthly Maintenance Fees
Mobile App & Online Banking Accessible
One Free Box of Checks Yearly for Members 55 & up
Unlimited Check Writing
Service at 5,000+ CO-OP Branch Locations
30,000+ Surcharge-Free ATMs Nationwide

Youth Checking

Made for teens and young adults ready to manage their money and take life head-on. No fees, easy access, and helpful tools makes those first steps towards independence easy.

Youth Checking Features

No Minimum Balance
No Monthly Service Fees
Mobile App & Online Banking Accessible
Service at 5,000+ CO-OP Branch Locations
30,000+ Surcharge-Free ATMs Nationwide

Free CheckRight Course = An Extra $25

Just opened or already have a Youth Checking account? Complete the GreenPath™ CheckRight Course to claim a one-time $25 bonus deposit!*

The GreenPath™ CheckRight course is a free, online course that teaches basic money management like avoiding overdrafts, how to track your spending, account safety, and more.

Business Checking

Running a business is demanding. So we made a checking account for businesses that lets you worry less about banking and focus more on success.

Business Checking Features

No Minimum Balance
Mobile App & Online Banking Accessible
Unlimited Check Writing
Service at 5,000+ CO-OP Branch Locations
30,000+ Surcharge-Free ATMs Nationwide

Columbine Visa® Debit Card

Whether it’s a physical card in hand or a digital card in your mobile wallet, Columbine Visa® Debit brings your money wherever and whenever you need it.

Columbine Visa® Debit Features

Instant-Issue Cards Available in Branch
Accepted Everywhere Visa® Is Taken
Works with Apple Pay®, Google Pay® & More
30,000+ Surcharge-Free ATMs Nationwide

Courtesy Pay

Even with an Overdraft Protection LOC and funds transfers set up, some things can still slip through. With Courtesy Pay, Columbine will cover those charges that otherwise wouldn’t have cleared your account.

From personal checks and ACH payments to debit card and even ATM transactions, enjoy added peace of mind and greater financial flex when you opt-in to Courtesy Pay today.

Courtesy Pay Features

Keep Payments from Bouncing
Avoid Debit Decline Embarrassment
Combine with Overdraft Protection LOC for Extra Coverage
$30 Courtesy Pay Fee per Use
Optional for Checking Accounts
Required for ATM/Debit Cards
Checking Must Be Open 90 Days

Change Up!

Saving shouldn’t feel like work—so we made it automatic. Every time you use your Columbine debit card, your purchase rounds up to the nearest dollar and the difference is transferred into the Columbine account of your choice at the end of each day.

Small change. Big impact. Steady savings.

Change Up! Highlights

Automatic Round-Up Transfers
Simple Way to Grow Your Savings Over Time
Works with Everyday or Online Purchases
Choose Which Columbine Account Receives Your Savings
Available with Any Columbine Checking Account

Order Columbine FCU Checks

Need physical checks for your Columbine personal or business checking account? Use the button and place your order today.

Need a Hand?

Have follow-up questions or didn’t get the info you were looking for? Give us a call or visit our branch, and we’ll do our best to get you sorted.

*Membership Eligibility Required. To qualify for the one-time $25 bonus, members must open or have an established active Teen Checking account in good standing. Once account requirements have been met, members must successfully complete the GreenPath™ Online Course: CheckRight to receive the $25 incentive. Proof of course completion must be provided. See credit union for additional details and requirements.

Deposit accounts are federally insured up to $250,000 by NCUA.

Checking