Rates

Whether it’s a new home or vehicle, savings account or credit card, Columbine has you covered. Check below for our low rates.

Savings

Personal

Vehicle

Credit Cards

Mortgage

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Savings Rates

*APY = Annual Percentage Yield. Rates subject to change. Early Withdrawal Penalty may be imposed if you withdraw from your account before the maturity date. Amount of Penalty. For all accounts, the amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows: Terms of 1 year or less 90 days’ dividends Terms of longer that 1 year 180 days’ dividends. How the Penalty Works. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal. Exceptions to Early Withdrawal Penalties. At our option, we may pay the account before maturity without imposing an early withdrawal penalty under the following circumstances: (i) When an account owner dies or is determined legally incompetent by a court or other body of competent jurisdiction. (ii) Where the account is an Individual Retirement Account (IRA) and any portion is paid within seven (7) days after the establishment; or where the account is a Keogh Plan (Keogh), provided that the depositor forfeits an amount of at least equal to the simple dividends earned in the amount withdrawn; or where the account is an IRA or Keogh and the owner attains age 59½ or becomes disabled.

2 Holiday Savings Club dividends paid on $10,000 maximum.

Rates effective 12/15/2023

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Personal Rates

*APR = Annual Percentage Rate. Rates subject to change. Share Secured Loan secured by Regular Share Savings account. Loans can be secured up to 95% of share account or certificate balance. Annual Percentage Rate is accurate as of publication date and is subject to change. All loans require application and approved credit. The APR and terms for which the member qualifies will be provided upon approval of completed loan application. For a $5,000 personal loan for a term of 24 months with a 9.99% APR, the monthly payment will be $230.76.

Rates effective 08/01/2023

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Vehicle Rates

*APR = Annual Percentage Rate. Rates subject to change. Annual Percentage Rates are dependent on term and borrower’s credit history. Rates and terms are subject to amount of funds borrowed, year and value of vehicle, and length of loan.

Rates effective: 3/15/2024

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Credit Card Rates

*APR = Annual Percentage Rate. Rates subject to change. Annual Percentage Rate is accurate as of publication date and is subject to change. All loans including credit cards require application and approved credit. The APR and terms for which the member qualifies will be provided upon approval of completed loan application. For a $5,000 personal loan for a term of 24 months with a 9.99% APR, the monthly payment will be $230.76.

Rates effective 05/01/2023

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Mortgage Rates

*APR = Annual Percentage Rate. Rates subject to change.

Columbine has partnered with Pivot Lending Group to provide a full range of mortgage products and qualified, experienced personnel to answer your questions. Whether you need a first mortgage, a reverse mortgage, or a home equity loan, please call us at 720-283-2346 today for more information.

First mortgage rates are subject to change based on a variety of factors. Please contact our mortgage department at 720-283-2346 for current information.

**Home Equity line of credit annual percentage rate is a variable rate based on prime plus a margin depending on loan to value ratio and credit history.

Rates effective 10/01/2023

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