April is Youth Month

April is National Credit Union Youth Month, so we wanted to take a moment to highlight the importance of spending the time and energy to make sure your kids have some basic knowledge about money.

Did you know:

–      From 2004 to 2009, the median credit card debt among college students increased 74%

–      A report on the results of a financial literacy exam found that high school seniors scored on average 48% correct

–      A survey of 15-year-olds in the United States found that 18% of respondents did not learn fundamental financial skills that are often applied in everyday situations, such as building a simple budget, comparison shopping, and understanding an invoice.

With such a staggering lack of knowledge of basic finance, it’s easy for kids to grow up and fall victim to scams, high-interest-rate loans from predatory lenders, and a debt load that becomes enormous.

So at what age is it right to start teaching your kids good financial habits? The short answer is right now. By age 3, your kids can grasp basic money concepts. By age 7, many of their money habits are already set. No matter their age, let’s take this opportunity during National Credit Union Youth Month to start.

At Columbine, we believe savings is NEVER out of reach even for a T-Rex! This month we are promoting healthy saving habits for your children and keeping your child’s funds from going extinct with a Youth Savings Account. Plus, your child could win $50* when they submit a dinosaur coloring page for our lobby! Visit our website to learn more and start saving today.


*Download and color your dinosaur. You can drop your artwork at the branch, or mail it in to 4902 E Dry Creek Rd, Centennial, CO 80122 by April 31, 2021. Artwork will be displayed in the branch in April. Please sign your name on your artwork before submitting. Columbine Federal Credit Union has the right to change this promotion and its parameters at any time. See credit union for details. Federally insured by NCUA. 

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