What kind of bells are you hearing this holiday season? If it’s warning bells instead of jingle bells, you’ve come to the right place. We all fall into the trap of impulse buys—new holiday décor, something perfect for a friend who wasn’t originally on your list, or something incredibly on sale—and these, ultimately, only lead to the crippling guilt of overspending. But don’t fret just yet, here are five ways to prevent holiday impulse purchases, and stick with what you want and need this season:
The 2022 holiday financial season doesn’t have to be stressful. With the right budget, it is possible to relax and enjoy time with family and friends without extra financial pressure. One last holiday financial tip is to start saving at the beginning of the new year. Each month, set aside an allotted amount for the holidays. That way, when the next holiday season rolls around, some of the expenses are already covered, allowing for an even more enjoyable season. However, if you are having trouble maintaining the holiday budget you made for yourself, check out our Holiday Club accounts! Let us help you in making the next holiday season less stressful already by getting a head start and begin saving today.
Sources:
https://sports.yahoo.com/much-really-spend-wrapping-paper-213818742.html
https://www.bobvila.com/slideshow/15-ways-we-all-waste-money-over-the-holidays-53146
https://www.takechargeamerica.org/5-overspending-triggers-and-how-to-beat-them/
https://www.nerdwallet.com/article/finance/how-to-build-a-holiday-budget-that-works-every-year
https://news.gallup.com/poll/403985/americans-planning-spend-generously-holiday-season.aspx
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